95462 ZIP Code — Monte Rio, CA

Sonoma County, California

ZIP code 95462 is located in Monte Rio, California, within Sonoma County. It covers approximately 3.62 square miles and serves a population of 1,091 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95462

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $708,300. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($87,188) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average. Remote work is prevalent — 34% of workers work from home.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95462 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,091

population

3.62

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95462 ZIP code map

Cities in ZIP code 95462

Below are the cities the US Postal Service accepts for ZIP code 95462. Using any city not on this list may result in mail delivery delays.

City	Status
Monte Rio	Acceptable
Monte Rio	Preferred

Nearby ZIP codes

95446 Guerneville (3.7 mi) 95465 Occidental (4.3 mi) 95436 Forestville (6.7 mi) 94923 Bodega Bay (8.1 mi) 95450 Jenner (8.5 mi) 95444 Graton (9 mi) 95472 Sebastopol (9.1 mi) 94922 Bodega (10 mi) 94972 Valley Ford (11.5 mi) 95492 Windsor (12.6 mi) 95401 Santa Rosa (13 mi) 95439 Fulton (13.3 mi)

Demographics updated 05/2026

Population
Total population	1,091
Population density	301 / sq mi
State FIPS	06
County FIPS	097

Geography
Land area	3.62 sq mi
Water area	0.13 sq mi
Latitude	38.4659
Longitude	-123.0215
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.1%	27.9%	32.6%
$50k – $100k	26.8%	29.7%	27.7%
$100k – $200k	10.8%	30.2%	26.4%
Over $200k	7.4%	12.2%	13.3%

Demographics & statistics

1,091

Population

301

People per sq mi

60.7

Median age

$87,188

Median household income

$62,772

Per capita income

$708,300

Median home value

$1,795

Median monthly rent

77.2%

Home ownership

7.3%

Poverty rate

5.3%

Unemployment

857

Housing units

42.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

107

60–64

146

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	99	9.1%
18 and over	992	90.9%
65 and over	354	32.4%
Median age	60.7 years

Race & ethnicity

White 89.7%

Two or more races 3.5%

Hispanic or Latino 3.4%

Asian 1.6%

Other race 1.2%

American Indian / Alaska Native 0.7%

Group	Count	%
White	1,013	89.7%
Two or more races	39	3.5%
Hispanic or Latino	38	3.4%
Asian	18	1.6%
Other race	13	1.2%
American Indian / Alaska Native	8	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.1%	27.9%	32.6%
$50k – $100k	26.8%	29.7%	27.7%
$100k – $200k	10.8%	30.2%	26.4%
Over $200k	7.4%	12.2%	13.3%

$10k–$15k 3.8%

$15k–$25k 7.1%

$25k–$35k 15.7%

$35k–$50k 14.1%

$50k–$75k 5.7%

$75k–$100k 9.7%

$100k–$150k 17.9%

$150k–$200k 5.9%

$200k+ 20.0%

Range	% of households
$10k–$15k	3.8%
$15k–$25k	7.1%
$25k–$35k	15.7%
$35k–$50k	14.1%
$50k–$75k	5.7%
$75k–$100k	9.7%
$100k–$150k	17.9%
$150k–$200k	5.9%
$200k+	20.0%
Median income	$87,188

Housing

Home values

Under $50k 5.4%

$150k–$200k 5.2%

$300k–$500k 12.4%

$500k–$1M 65.8%

$1M+ 11.3%

Housing overview

Metric	Value
Median home value	$708,300
Median rent / month	$1,795
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	41.8%
Single-family detached	85.8%
Large apartment buildings	1.7%
Mobile homes	4.6%
Median rooms	4.2
Avg household size (owned)	1.87

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	0.0%
1990–1999	6.4%
1980–1989	3.3%
1970–1979	13.7%
1960–1969	16.8%
1950–1959	18.3%
1940–1949	3.2%
1939 or earlier	35.6%

Bedrooms

Size	% of units
No bedroom (studio)	8.2%
1 bedroom	17.8%
2 bedrooms	41.0%
3 bedrooms	23.5%
4 bedrooms	9.1%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	33.9%
2 vehicles	37.7%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	17.7%
Electricity	33.0%
Propane / LP gas	34.4%
Wood	13.7%
Solar	1.0%

Households & families

Household type	Count	%
Married-couple family	243	42.3%
Cohabiting couple	40	7.0%
Male householder, no spouse	129	22.4%
Female householder, no spouse	163	28.3%
Households with children under 18	52	9.0%
Households with seniors (65+)	284	49.4%
Average household size	1.90

Marital status

Status	Male	Female
Never married	33.1%	12.7%
Married	49.8%	49.3%
Separated	1.5%	0.0%
Widowed	0.0%	22.5%
Divorced	15.6%	15.5%

Education

Less than 9th grade 0.5%

Some HS, no diploma 2.8%

HS graduate 24.8%

Some college, no degree 19.6%

Associate's degree 9.7%

Bachelor's degree 28.7%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	42.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	1.4%
Kindergarten	1	0.7%
Elementary school	67	45.6%
High school	29	19.7%
College / grad school	48	32.7%

Employment

Industry of employment

Education & healthcare 21.1%

Professional & management 20.7%

Finance & real estate 11.0%

Arts, food & hospitality 11.0%

Other services 9.3%

Manufacturing 7.5%

Retail trade 7.3%

Construction 6.4%

Transportation & utilities 3.6%

Information 2.1%

Occupation

Category	%
Management, business & arts	49.7%
Service	17.4%
Sales & office	14.6%
Natural resources & construction	5.0%
Production & transportation	13.3%

Employment type

Type	%
Private sector	75.9%
Government	6.7%
Self-employed	13.8%
Unpaid family workers	3.6%

Commute

Method	%
Drive alone	49.7%
Carpool	9.3%
Public transit	3.0%
Walk	3.9%
Work from home	34.0%
Other means	0.0%
Avg commute (minutes)	33.6

Poverty

All people 7.3%

Under 18 years 6.1%

18 and over 7.5%

Married-couple families 0.0%

Female-led households 18.5%

Income support

Source	% of households
Social Security	45.2%
Retirement income	21.4%
Supplemental Security	3.3%
Cash public assistance	0.0%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	27.6%
High blood pressure	33.7%
High cholesterol	33.9%
Diabetes	11.1%
Heart disease	7.5%
Stroke	3.5%
Asthma	10.6%
Arthritis	28.8%
Kidney disease	3.3%
Pulmonary disease	8.3%
Cancer	7.7%

Behavior / access	%
Smoking	14.7%
Binge drinking	18.0%
No physical activity	19.6%
Less than 7 hrs sleep	29.9%
Depression	18.8%
Fair or poor health	15.4%
Poor mental health	14.0%
Poor physical health	12.0%
No health insurance	8.2%
Visited doctor (checkup)	67.2%
Visited dentist	63.7%
Cholesterol screening	93.6%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	23	2.3%

Disability	%
Any disability	19.3%
Under 18	1.0%
18–64 years	10.8%
65 and over	39.8%

Health insurance coverage

Type	%
Private insurance	62.2%
Public insurance	43.9%
No insurance	7.3%
Uninsured under 19	21.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,089	99.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	991	90.8%
Born in same state	991	90.8%
Born in different state	589	54.0%
Foreign born	0	0.0%
Naturalized citizen	100	9.2%
Not a US citizen	88	88.0%

Ancestry

Ancestry	Count	%
Italian	179	16.4%
French	98	9%
Arab	51	4.7%
English	34	3.1%

Ancestry	Count	%
Polish	20	1.8%
Dutch	17	1.6%
Norwegian	8	0.7%
Irish	6	0.5%

Technology access

Metric	% of households
Computer access	52.7%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95462

What city is ZIP code 95462 in?

ZIP code 95462 is primarily assigned to Monte Rio, California.

What county is ZIP code 95462 in?

ZIP code 95462 falls within Sonoma County, California.

Does ZIP code 95462 have an older population?

32% of residents in ZIP code 95462 are 65 or older, above the national average of ~17%.

Does ZIP code 95462 have a large retiree population?

45% of households in ZIP code 95462 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95462?

The median home value in ZIP code 95462 is $708,300.

What is the population of ZIP code 95462?

ZIP code 95462 has an estimated population of 1,091 residents, with a density of 302 people per square mile.

What timezone is ZIP code 95462 in?

ZIP code 95462 observes the PST timezone.